Many people believe that if you buy health insurance you are playing it safe. If anything happens you are covered, and that is a very prudent thing to do. And, not long ago there were several top newspapers in the country with articles discussing the fact that many people were Gambling by opting out of their healthcare insurance.
However, if you really stop and think about it, it is actually more prudent to save money each month and put it into the bank with interest, saving it for a rainy day, as you still have the money as the chances are greater you won’t need it, so if nothing ever happens, and you control it. If you give your money in premiums to an insurance company, which uses sophisticated statistics and mathematical risk assessment just like a gambling casino does when you go to gamble, then they have you money now.
The house always wins remember, well so do the insurance companies. Therefore, in reality if you are buying healthcare insurance and you opt in to that system then you are gambling. You are gambling with the house, which always wins. Meaning that the chances are you will spend a whole lot of money giving it to an insurance company and never needing a super expensive healthcare operation.
Do you see that point, you should. Unfortunately, due to the fear factor, great marketing, and now the government telling us we must have healthcare insurance, everyone sees it as some sort of necessity. Further, feeding such a system like our broken health care system with runaway costs with more money and extensive or expensive healthcare insurance premiums, we are doing nothing more than feeding a pig at the trough.
We are providing lots of money for professional parasites, such as lawyers to sue the deep pockets of insurance companies and health care providers. Who’s really Gambling here? Please consider this, from a philosophical standpoint, as I am not against free enterprise or those companies that work in the healthcare sector, rather I merely making a point about perception, fear, and the brainwashing of the Hypochondriac America. Please consider all this.